| 1 |
<?php |
| 2 |
|
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namespace MakeCommerce\Payment\Gateway\WooCommerce; |
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|
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trait Paylater { |
| 6 |
|
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/** |
| 8 |
* Allowed pay later product view methods |
| 9 |
*/ |
| 10 |
public $allowed_pl_product_view_methods = array( |
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'slice', |
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'indivy-go', |
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'liisi_ee', |
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'bigbank' |
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); |
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|
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/** |
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* Allowed shop locations |
| 19 |
*/ |
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public $allowed_pl_countries = array( |
| 21 |
'EE', |
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'LV' |
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); |
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|
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//needed so that the block is not show twice. |
| 26 |
public static $pay_later_shown = false; |
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|
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/** |
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* Returns description for pay later method |
| 30 |
* |
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* @throws exception when method is not implemented |
| 32 |
* @since 3.0.9 |
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*/ |
| 34 |
public function get_paylater_method_description( $method, $price ) { |
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|
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switch ( $method ) { |
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case 'slice': |
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|
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$amount = round( $price / 3, 2 ); |
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$first_payment = date( 'Y-m-d', strtotime( '+30 days' ) ); |
| 41 |
|
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return sprintf( __( 'Pay in <b>three equal parts, %s EUR per month</b>. First payment on <b>%s %s</b>', 'wc_makecommerce_domain' ), $amount, $this->month_to_text( strtotime( $first_payment ) ), $this->day_to_ordinal( strtotime( $first_payment ) ) ); |
| 43 |
case 'indivy-go': |
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|
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return __( 'Buy now, <b>pay on the 15th of the next month</b>', 'wc_makecommerce_domain' ); |
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case 'liisi_ee': |
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|
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$interest = 11.9; |
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$downpayment = 0; |
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$months = 12; |
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$amount = ( ( $price - $downpayment ) * ( 1 + ( $interest / 100 ) * $months / 12 ) ) / ( $months ); |
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|
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return sprintf( __( 'Pay <b>%s EUR per month for 12 months</b>. Interest %s', 'wc_makecommerce_domain' ), ceil( $amount ), $interest ) . '%'; |
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case 'bigbank': |
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|
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$months = 12; |
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$downpayment = 0; |
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$interest = 12.9; |
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$contractfee = 3; |
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$managementfee = 0; |
| 61 |
|
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$contractconclusion = $price / 100 * $contractfee; |
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$creditamount = ( $price - $downpayment ) + $contractconclusion; |
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|
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$monthlypayment = $this->pmt( $interest, $months, $creditamount ); |
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|
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$totalamount = $months * $monthlypayment; |
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$interestpayment = $totalamount - $creditamount - ( $months * $managementfee ); |
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$annualinterest = $this->effect( $this->rate( $months, $monthlypayment, -( $creditamount - $contractconclusion ) ) * 12, 12 ) * 100; |
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|
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return sprintf( |
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__( 'Pay <b>%s EUR per month</b> for 12 months<br> |
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<br> |
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<i>Borrowing rate %s%, credit amount %s€, contract conclusion fee %s€, total amount payable %s€, annual interest rate %s% |
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Calculation is only informative.</i>' , 'wc_makecommerce_domain' |
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), |
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number_format( $monthlypayment, 2 ), |
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number_format( $interest, 2 ), |
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number_format( $creditamount, 2 ), |
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number_format( $contractconclusion, 2 ), |
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number_format( $totalamount, 2 ), |
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number_format( $annualinterest, 2 ) |
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); |
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default: |
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|
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return 'Pay with ' . $method; |
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} |
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} |
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|
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/** |
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* Calculate rate |
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* |
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* @since 3.0.10 |
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*/ |
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public function rate( $numberOfPeriods, $payment, $presentValue ) { |
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|
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$rate = 0.1; |
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$close = false; |
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$iter = 0; |
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|
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while ( !$close && $iter < 128 ) { |
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|
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$nextdiff = $this->rateNextGuess( $rate, $numberOfPeriods, $payment, $presentValue ); |
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if ( !is_numeric( $nextdiff ) ) { |
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break; |
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} |
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|
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$rate1 = $rate - $nextdiff; |
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$close = abs( $rate1 - $rate ) < 1.0e-08; |
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$iter++; |
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$rate = $rate1; |
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} |
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|
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return $rate; |
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} |
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|
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/** |
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* Returns next rate guess |
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* |
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* @since 3.0.10 |
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*/ |
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private function rateNextGuess( $rate, $numberOfPeriods, $payment, $presentValue, $futureValue = 0, $type = 0 ) |
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{ |
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$tt1 = ( $rate + 1 ) ** $numberOfPeriods; |
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$tt2 = ( $rate + 1 ) ** ( $numberOfPeriods - 1 ); |
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$numerator = $futureValue + $tt1 * $presentValue + $payment * ( $tt1 - 1 ) * ( $rate * $type + 1 ) / $rate; |
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$denominator = $numberOfPeriods * $tt2 * $presentValue - $payment * ( $tt1 - 1 ) |
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* ( $rate * $type + 1 ) / ( $rate * $rate ) + $numberOfPeriods |
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* $payment * $tt2 * ( $rate * $type + 1 ) / $rate + $payment * ( $tt1 - 1 ) * $type / $rate; |
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|
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return $numerator / $denominator; |
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} |
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|
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/** |
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* Calculate monthly payment |
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* |
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* @since 3.0.10 |
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*/ |
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public function pmt( $interest, $months, $loan ) |
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{ |
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$interest = $interest / 1200; |
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$amount = $interest * -$loan * pow( ( 1 + $interest ), $months ) / ( 1 - pow( ( 1 + $interest ), $months ) ); |
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|
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return $amount; |
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} |
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|
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/** |
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* Calculate effect |
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* |
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* @since 3.0.10 |
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*/ |
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public function effect($nominalRate, $periodsPerYear) |
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{ |
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return ( ( 1 + $nominalRate / $periodsPerYear ) ** $periodsPerYear ) - 1; |
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} |
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|
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/** |
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* Adds pay later block to product view |
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* |
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* @since 3.0.9 |
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*/ |
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public function add_pay_later_block_to_product() { |
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|
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if ( !in_array( wc_get_base_location()['country'], $this->allowed_pl_countries ) ) { |
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return; |
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} |
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|
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//don't show more than once |
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if ( self::$pay_later_shown ) { |
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return; |
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} |
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|
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global $product; |
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|
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//ignore for subscription and grouped products |
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if ( class_exists( '\WC_Subscriptions_Product' ) && \WC_Subscriptions_Product::is_subscription( $product ) ) { |
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return; |
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} |
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|
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//get product using variation id |
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if ( isset( $_GET['paylater_variation_id'] ) ) { |
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$product = wc_get_product( $_GET['paylater_variation_id'] ); |
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} |
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|
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//dont use for grouped products. Too confusing to implement. Something for v2 perhaps |
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if ( $product->get_type() == 'grouped' ) { |
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return; |
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} |
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|
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//get product price |
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$price = wc_get_price_including_tax( $product ); |
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|
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//get allowed methods |
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$methods = $this->get_allowed_pl_methods(); |
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|
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//add paylater css and js |
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wp_enqueue_style( 'mc_paylater', plugins_url( '/css/paylater.css', __FILE__ ), array(), $this->version ); |
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\MakeCommerce::mc_enqueue_script( |
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'MC_PAYLATER', |
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dirname( __FILE__ ) . '/js/mc_paylater.js', |
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[ 'type' => $product->get_type() ], |
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[ 'jquery' ] |
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); |
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|
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$logo = plugins_url( '/images/paylater-en.png', __FILE__ ); |
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if ( file_exists( dirname( __FILE__ ) . '/images/paylater-' . \MakeCommerce\i18n::get_two_char_locale() .'.png' ) ) { |
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$logo = plugins_url( '/images/paylater-' . \MakeCommerce\i18n::get_two_char_locale() . '.png', __FILE__ ); |
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} |
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|
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$displaycss = ''; |
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if ( $product->get_type() == 'variable' || isset( $_GET['paylater_variation_id'] ) ) { |
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$displaycss = 'style="display: none;"'; |
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} |
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|
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echo '<div id="mc_paylater_parent">'; |
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$pl_html = ' |
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<div class="mc_paylater_block" '.$displaycss.' id="mc_paylater_block"> |
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<img src="' . $logo . '" /> |
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<div class="mc_paylater_block_inner"> |
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'; |
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|
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$first = true; |
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foreach ( $methods as $method ) { |
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|
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if ( in_array( $method->name, $this->settings["pl_show_methods"] ) |
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&& $price >= $method->min_amount |
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&& $price <= $method->max_amount |
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) { |
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if ( !$first ) { |
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$pl_html .= '<hr />'; |
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} |
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|
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$pl_html .= ' |
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<a style="all: unset;" href="' . esc_url( $product->add_to_cart_url() ) .'&mc_paylater_method=' . $method->name . '&mc_paylater_method_country=' . $method->country . '"> |
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<div class="mc_paylater_line" id="' . $method->name . '"> |
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<div><img class="mc_paylater_image" src="' . $method->logo_url . '" /></div> |
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<div><p class="mc_paylater_text">' . $this->get_paylater_method_description( $method->name, $price ) . '</p></div> |
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</div> |
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</a> |
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'; |
| 241 |
|
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$first = false; |
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} |
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} |
| 245 |
|
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$pl_html .= ' |
| 247 |
</div> |
| 248 |
</div> |
| 249 |
'; |
| 250 |
|
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//if first is false then at least on of the methods was accepted. Otherwise dont show pay later block at all |
| 252 |
if ( !$first ) { |
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echo $pl_html; |
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} |
| 255 |
|
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echo '</div>'; |
| 257 |
|
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self::$pay_later_shown = true; |
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} |
| 260 |
|
| 261 |
/** |
| 262 |
* Returns all allowed paylater methods |
| 263 |
* |
| 264 |
* @since 3.0.9 |
| 265 |
*/ |
| 266 |
public function get_allowed_pl_methods() { |
| 267 |
|
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global $wpdb; |
| 269 |
|
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return $wpdb->get_results( ' |
| 271 |
SELECT |
| 272 |
* |
| 273 |
FROM |
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' . $wpdb->prefix . MAKECOMMERCE_TABLENAME . ' |
| 275 |
WHERE |
| 276 |
`type` = "payLater" AND |
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`name` IN (\''.implode( "','", $this->allowed_pl_product_view_methods ).'\') |
| 278 |
' ); |
| 279 |
} |
| 280 |
|
| 281 |
/** |
| 282 |
* Sets pay later settings for admin |
| 283 |
* |
| 284 |
* @since 3.0.9 |
| 285 |
*/ |
| 286 |
public function set_pay_later_settings() { |
| 287 |
|
| 288 |
$methods = $this->get_allowed_pl_methods(); |
| 289 |
|
| 290 |
if ( !empty( $methods ) && in_array( wc_get_base_location()['country'], $this->allowed_pl_countries ) ) { |
| 291 |
|
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$this->form_fields['pl_title'] = array( |
| 293 |
'title' => '<hr><br>'.__( 'Pay later Settings', 'wc_makecommerce_domain' ), |
| 294 |
'type' => 'title', |
| 295 |
); |
| 296 |
|
| 297 |
$this->form_fields['pl_show_on_product_pages'] = array( |
| 298 |
'title' => __( 'Show pay later options at product view', 'wc_makecommerce_domain' ), |
| 299 |
'type' => 'checkbox', |
| 300 |
'default' => 'no' |
| 301 |
); |
| 302 |
|
| 303 |
$options = array(); |
| 304 |
foreach ( $methods as $method ) { |
| 305 |
if ( isset($method->display_name) ) { |
| 306 |
$options[$method->name] = $method->display_name; |
| 307 |
} else { |
| 308 |
$options[$method->name] = $method->name; |
| 309 |
} |
| 310 |
} |
| 311 |
|
| 312 |
$this->form_fields['pl_show_methods'] = array( |
| 313 |
'title' => __( 'Select desired pay later methods to show in product view', 'wc_makecommerce_domain' ), |
| 314 |
'type' => 'multiselect', |
| 315 |
'options' => $options, |
| 316 |
'desc_tip' => __( 'Select multiple methods by holding down Ctrl or Command button', 'wc_makecommerce_domain' ), |
| 317 |
); |
| 318 |
} else { |
| 319 |
|
| 320 |
$description = __( 'Your shop doesn\'t currently offer pay later methods with Maksekeskus. Adding pay later options to your should increases number of customers and purchase amounts. Please <a target="_blank" href="https://makecommerce.net/contact/">get in touch</a> with us to enable pay later for your shop.', 'wc_makecommerce_domain' ); |
| 321 |
|
| 322 |
if ( !in_array( wc_get_base_location()['country'], $this->allowed_pl_countries ) ) { |
| 323 |
$description = __( 'This pay later feature is not available in your country yet. <a target="_blank" href="https://makecommerce.net/contact/">Contact us</a> for more information!', 'wc_makecommerce_domain' ); |
| 324 |
} |
| 325 |
|
| 326 |
$this->form_fields['pl_title'] = array( |
| 327 |
'title' => '<hr><br>' . __( 'Pay later Settings', 'wc_makecommerce_domain' ), |
| 328 |
'description' => $description, |
| 329 |
'type' => 'title', |
| 330 |
); |
| 331 |
} |
| 332 |
} |
| 333 |
|
| 334 |
/** |
| 335 |
* Redirect to checkout after cart add via paylater and set selected method to session |
| 336 |
* |
| 337 |
* @since 3.0.9 |
| 338 |
*/ |
| 339 |
public function added_to_cart_via_paylater_redirect() { |
| 340 |
|
| 341 |
if ( isset( $_GET['mc_paylater_method'] ) ) { |
| 342 |
if ( !empty( $_GET['mc_paylater_method'] ) ) { |
| 343 |
|
| 344 |
WC()->session->set( 'mc_selected_paylater_method', $_GET['mc_paylater_method']); |
| 345 |
WC()->session->set( 'mc_selected_paylater_method_country', $_GET['mc_paylater_method_country']); |
| 346 |
|
| 347 |
return wc_get_checkout_url(); |
| 348 |
} |
| 349 |
} |
| 350 |
} |
| 351 |
|
| 352 |
static $autoselect_enqueued = false; |
| 353 |
|
| 354 |
/** |
| 355 |
* Automatically select chosen paylater method in checkout |
| 356 |
* |
| 357 |
* @since 3.0.9 |
| 358 |
*/ |
| 359 |
public function autoselect_chosen_paylater_method( $wccm_after_checkout ) { |
| 360 |
|
| 361 |
$selectedMethod = WC()->session->get( 'mc_selected_paylater_method' ); |
| 362 |
|
| 363 |
if ( $selectedMethod !== NULL && !self::$autoselect_enqueued ) { |
| 364 |
|
| 365 |
\MakeCommerce::mc_enqueue_script( |
| 366 |
'MC_PAYLATER_AUTOSELECT', |
| 367 |
dirname( __FILE__ ) . '/js/mc_paylater_autoselect.js', |
| 368 |
[ 'method' => $selectedMethod, 'country' => WC()->session->get( 'mc_selected_paylater_method_country' ), 'id' => $this->id ], |
| 369 |
[ 'jquery' ] |
| 370 |
); |
| 371 |
|
| 372 |
self::$autoselect_enqueued = true; |
| 373 |
|
| 374 |
//unset session after selecting once. |
| 375 |
WC()->session->__unset( 'mc_selected_paylater_method' ); |
| 376 |
WC()->session->__unset( 'mc_selected_paylater_method_country' ); |
| 377 |
} |
| 378 |
} |
| 379 |
|
| 380 |
static $pl_notice_shown = false; |
| 381 |
/** |
| 382 |
* Adds notification to admin when paylater is loaded for the first time |
| 383 |
* |
| 384 |
* @since 3.0.9 |
| 385 |
*/ |
| 386 |
public function paylater_first_time_notice() { |
| 387 |
|
| 388 |
if ( !in_array( wc_get_base_location()['country'], $this->allowed_pl_countries ) ) { |
| 389 |
return; |
| 390 |
} |
| 391 |
|
| 392 |
$user_id = get_current_user_id(); |
| 393 |
if ( isset( $_GET['mc_pay_later_notice_dismissed'] ) ) { |
| 394 |
add_user_meta( $user_id, 'mc_pay_later_notice_dismissed', 'true', true ); |
| 395 |
} |
| 396 |
|
| 397 |
if ( self::$pl_notice_shown || get_user_meta( $user_id, 'mc_pay_later_notice_dismissed' ) ) { |
| 398 |
return; |
| 399 |
} |
| 400 |
|
| 401 |
echo ' |
| 402 |
<div class="notice notice-info"> |
| 403 |
<p> |
| 404 |
<a style="float: right; " href="?mc_pay_later_notice_dismissed">' . __( 'Dismiss', 'wc_makecommerce_domain' ) . '</a> |
| 405 |
' . sprintf( __( 'MakeCommerce module now includes <a href="%s">option to display pay later options and payment terms examples in product view</a>. Having pay later options available potentially grows your customer base as well as average shopping cart. We recommend to use this option if considerable number of purchases are above 75 euros.', 'wc_makecommerce_domain' ), '/wp-admin/admin.php?page=wc-settings&tab=checkout§ion=makecommerce&mc_pay_later_notice_dismissed' ). ' |
| 406 |
</p> |
| 407 |
</div>'; |
| 408 |
|
| 409 |
self::$pl_notice_shown = true; |
| 410 |
} |
| 411 |
|
| 412 |
/** |
| 413 |
* Converts date to textual representation |
| 414 |
* Expects unixtime, returns textual month e.g. November, July |
| 415 |
* |
| 416 |
* @since 3.0.9 |
| 417 |
*/ |
| 418 |
public function month_to_text( $timestamp ) { |
| 419 |
|
| 420 |
$months = array( |
| 421 |
1 => __( 'January', 'wc_makecommerce_domain' ), |
| 422 |
2 => __( 'February', 'wc_makecommerce_domain' ), |
| 423 |
3 => __( 'March', 'wc_makecommerce_domain' ), |
| 424 |
4 => __( 'April', 'wc_makecommerce_domain' ), |
| 425 |
5 => __( 'May', 'wc_makecommerce_domain' ), |
| 426 |
6 => __( 'June', 'wc_makecommerce_domain' ), |
| 427 |
7 => __( 'July', 'wc_makecommerce_domain' ), |
| 428 |
8 => __( 'August', 'wc_makecommerce_domain' ), |
| 429 |
9 => __( 'September', 'wc_makecommerce_domain' ), |
| 430 |
10 => __( 'October', 'wc_makecommerce_domain' ), |
| 431 |
11 => __( 'November', 'wc_makecommerce_domain' ), |
| 432 |
12 => __( 'December', 'wc_makecommerce_domain' ) |
| 433 |
); |
| 434 |
|
| 435 |
return $months[ date( 'n', $timestamp ) ]; |
| 436 |
} |
| 437 |
|
| 438 |
/** |
| 439 |
* Converts date to textual representation |
| 440 |
* Expects unixtime, returns ordinal number/text mix e.g. 1st, 2nd |
| 441 |
* |
| 442 |
* @since 3.0.9 |
| 443 |
*/ |
| 444 |
public function day_to_ordinal( $timestamp ) { |
| 445 |
|
| 446 |
$days = array( |
| 447 |
1 => __( '1st', 'wc_makecommerce_domain' ), |
| 448 |
2 => __( '2nd', 'wc_makecommerce_domain' ), |
| 449 |
3 => __( '3rd', 'wc_makecommerce_domain' ), |
| 450 |
4 => __( '4th', 'wc_makecommerce_domain' ), |
| 451 |
5 => __( '5th', 'wc_makecommerce_domain' ), |
| 452 |
6 => __( '6th', 'wc_makecommerce_domain' ), |
| 453 |
7 => __( '7th', 'wc_makecommerce_domain' ), |
| 454 |
8 => __( '8th', 'wc_makecommerce_domain' ), |
| 455 |
9 => __( '9th', 'wc_makecommerce_domain' ), |
| 456 |
10 => __( '10th', 'wc_makecommerce_domain' ), |
| 457 |
11 => __( '11th', 'wc_makecommerce_domain' ), |
| 458 |
12 => __( '12th', 'wc_makecommerce_domain' ), |
| 459 |
13 => __( '13th', 'wc_makecommerce_domain' ), |
| 460 |
14 => __( '14th', 'wc_makecommerce_domain' ), |
| 461 |
15 => __( '15th', 'wc_makecommerce_domain' ), |
| 462 |
16 => __( '16th', 'wc_makecommerce_domain' ), |
| 463 |
17 => __( '17th', 'wc_makecommerce_domain' ), |
| 464 |
18 => __( '18th', 'wc_makecommerce_domain' ), |
| 465 |
19 => __( '19th', 'wc_makecommerce_domain' ), |
| 466 |
20 => __( '20th', 'wc_makecommerce_domain' ), |
| 467 |
21 => __( '21st', 'wc_makecommerce_domain' ), |
| 468 |
22 => __( '22nd', 'wc_makecommerce_domain' ), |
| 469 |
23 => __( '23rd', 'wc_makecommerce_domain' ), |
| 470 |
24 => __( '24th', 'wc_makecommerce_domain' ), |
| 471 |
25 => __( '25th', 'wc_makecommerce_domain' ), |
| 472 |
26 => __( '26th', 'wc_makecommerce_domain' ), |
| 473 |
27 => __( '27th', 'wc_makecommerce_domain' ), |
| 474 |
28 => __( '28th', 'wc_makecommerce_domain' ), |
| 475 |
29 => __( '29th', 'wc_makecommerce_domain' ), |
| 476 |
30 => __( '30th', 'wc_makecommerce_domain' ), |
| 477 |
31 => __( '31st', 'wc_makecommerce_domain' ) |
| 478 |
); |
| 479 |
|
| 480 |
return $days[ date( 'j', $timestamp ) ]; |
| 481 |
} |
| 482 |
} |
| 483 |
|
